110 OCEAN HOLLOW Lane #101Saint AugustineFL32084
INVESTMENT ANALYSIS
Investment Verdict
Solid Income110 OCEAN HOLLOW Lane #101, Saint Augustine, FL, 32084 in Saint Augustine carries a 1.65 coverage ratio, rent of $2,191/mo is 1.65 times the $1,327/mo payment. Rental yield 8.91%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $295,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $81,503; total projected cumulative return: $127,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.0% |
| Monthly Cash Flow | $(998) | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,191 |
| Total Monthly Debt Service | $1,840 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1989
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1989
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: realMLS
Mls ID: #2138418