110 Maple LnLake HelenFL32744
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 110 Maple Ln, Lake Helen, FL, 32744 in Lake Helen is narrow, $147/mo net on $1,096/mo rent after the $643/mo debt service, but the property operates at break-even-plus, not a loss. At $143,000 with a 9.2% yield, the long-run equity case via 5% appreciation ($39,508 over five years) and $1,317/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.70 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $63,961.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.0% |
| Monthly Cash Flow | $147 | $1,500 |
City averages based on Lake Helen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,096 |
| Total Monthly Debt Service | $892 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32744, Lake Helen, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,983 (100%) |
| Owner Occupied HU | 1,531 (77.2%) |
| Renter Occupied HU | 336 (16.9%) |
| Vacant Housing Units | 116 ( 5.8%) |
| Median Home Value | $452,247 |
| Average Home Value | $465,794 |
Housing Distribution
Address Breakdown
Residential
1,620
Single Family
1,423
Multi-Family
197
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32744, Lake Helen, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,983 (100%) |
| Owner Occupied HU | 1,531 (77.2%) |
| Renter Occupied HU | 336 (16.9%) |
| Vacant Housing Units | 116 ( 5.8%) |
| Median Home Value | $452,247 |
| Average Home Value | $465,794 |
Housing Distribution
Address Breakdown
Residential
1,620
Single Family
1,423
Multi-Family
197
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leyvi Titcomb • Amicorp INC
Mls Name: My State MLS
Mls ID: #11457782