110 Langsdale PointCrittendenKY41030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 110 Langsdale Point, Crittenden, KY, 41030 in Crittenden is capital appreciation. Rental yield 2.99%. The 2.99% gross yield at $410,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $113,275 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.55) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $60,353.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 5.5% |
| Monthly Cash Flow | $(1,475) | $300 |
City averages based on Crittenden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $2,332 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41030, Crittenden, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,471 (100%) |
| Owner Occupied HU | 1,605 (65.0%) |
| Renter Occupied HU | 751 (30.4%) |
| Vacant Housing Units | 115 ( 4.7%) |
| Median Home Value | $269,100 |
| Average Home Value | $277,232 |
Housing Distribution
Address Breakdown
Residential
2,420
Single Family
2,269
Multi-Family
151
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41030, Crittenden, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,471 (100%) |
| Owner Occupied HU | 1,605 (65.0%) |
| Renter Occupied HU | 751 (30.4%) |
| Vacant Housing Units | 115 ( 4.7%) |
| Median Home Value | $269,100 |
| Average Home Value | $277,232 |
Housing Distribution
Address Breakdown
Residential
2,420
Single Family
2,269
Multi-Family
151
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NKMLS
Mls ID: #641353