110 Duell StMilmineIL61855
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 110 Duell St, Milmine, IL, 61855 in Milmine is narrow, $109/mo net on $1,072/mo rent after the $625/mo debt service, but the property operates at break-even-plus, not a loss. At $138,900 with a 9.26% yield, the long-run equity case via 5% appreciation ($38,376 over five years) and $1,279/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.72 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $60,119.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.0% |
| Monthly Cash Flow | $109 | $500 |
City averages based on Milmine market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,072 |
| Total Monthly Debt Service | $908 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61855, Milmine, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 52 (100%) |
| Owner Occupied HU | 42 (80.8%) |
| Renter Occupied HU | 6 (11.5%) |
| Vacant Housing Units | 4 ( 7.7%) |
| Median Home Value | $160,714 |
| Average Home Value | $188,988 |
Housing Distribution
Address Breakdown
Residential
46
Single Family
46
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61855, Milmine, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 52 (100%) |
| Owner Occupied HU | 42 (80.8%) |
| Renter Occupied HU | 6 (11.5%) |
| Vacant Housing Units | 4 ( 7.7%) |
| Median Home Value | $160,714 |
| Average Home Value | $188,988 |
Housing Distribution
Address Breakdown
Residential
46
Single Family
46
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices