110 Cox LnDongolaIL62926
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing110 Cox Ln, Dongola, IL, 62926 in Dongola is a stable, well-positioned rental at $279,000. Rental yield 6.89%. DSCR 1.28 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $77,083 in value and $2,570/yr in principal paydown builds equity, a total projected return of $85,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 9.0% |
| Monthly Cash Flow | $(334) | $300 |
City averages based on Dongola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,601 |
| Total Monthly Debt Service | $1,824 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62926, Dongola, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 953 (100%) |
| Owner Occupied HU | 643 (67.5%) |
| Renter Occupied HU | 176 (18.5%) |
| Vacant Housing Units | 134 (14.1%) |
| Median Home Value | $129,745 |
| Average Home Value | $170,941 |
Housing Distribution
Address Breakdown
Residential
710
Single Family
710
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62926, Dongola, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 953 (100%) |
| Owner Occupied HU | 643 (67.5%) |
| Renter Occupied HU | 176 (18.5%) |
| Vacant Housing Units | 134 (14.1%) |
| Median Home Value | $129,745 |
| Average Home Value | $170,941 |
Housing Distribution
Address Breakdown
Residential
710
Single Family
710
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jaime Watkins • SHAWNEE HILLS REAL ESTATE, LLC
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #EB457717
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.