110 Church DrBayAR72411
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 110 Church Dr, Bay, AR, 72411 in Bay delivers $1,453/mo in gross rent and $251/mo in net monthly income at a $199,900 entry. The 8.72% yield and 1.62 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $55,229 over five years and $1,841/yr in equity from loan paydown, total projected return is $91,814.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.0% |
| Monthly Cash Flow | $251 | $300 |
City averages based on Bay market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,453 |
| Total Monthly Debt Service | $1,122 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72411, Bay, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,123 (100%) |
| Owner Occupied HU | 655 (58.3%) |
| Renter Occupied HU | 393 (35.0%) |
| Vacant Housing Units | 75 ( 6.7%) |
| Median Home Value | $137,061 |
| Average Home Value | $152,237 |
Housing Distribution
Address Breakdown
Residential
795
Single Family
795
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72411, Bay, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,123 (100%) |
| Owner Occupied HU | 655 (58.3%) |
| Renter Occupied HU | 393 (35.0%) |
| Vacant Housing Units | 75 ( 6.7%) |
| Median Home Value | $137,061 |
| Average Home Value | $152,237 |
Housing Distribution
Address Breakdown
Residential
795
Single Family
795
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rick McKenzie • Crye-Leike Realtors Jonesboro
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015463
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.