110 Belmont AveWindsorCT06095
INVESTMENT ANALYSIS
Investment Verdict
Solid Income110 Belmont Ave, Windsor, CT, 06095 in Windsor earns a respectable 8.48% gross yield at $315,000, but after the $1,416/mo mortgage the net cash flow is $86/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.57) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $87,029 over five years, making equity the dominant return driver. Total projected return: $125,842.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $86 | $1,500 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,226 |
| Total Monthly Debt Service | $2,015 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06095, Windsor, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,305 (100%) |
| Owner Occupied HU | 9,355 (76.0%) |
| Renter Occupied HU | 2,485 (20.2%) |
| Vacant Housing Units | 465 ( 3.8%) |
| Median Home Value | $324,710 |
| Average Home Value | $340,007 |
Housing Distribution
Address Breakdown
Residential
12,058
Single Family
11,227
Multi-Family
831
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06095, Windsor, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,305 (100%) |
| Owner Occupied HU | 9,355 (76.0%) |
| Renter Occupied HU | 2,485 (20.2%) |
| Vacant Housing Units | 465 ( 3.8%) |
| Median Home Value | $324,710 |
| Average Home Value | $340,007 |
Housing Distribution
Address Breakdown
Residential
12,058
Single Family
11,227
Multi-Family
831
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Derek Greene • Derek Greene
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24082259
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.