110 3rd Ave SPierceID83546
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 110 3rd Ave S, Pierce, ID, 83546 in Pierce at $499,000. Rental yield 6.08%. The 6.08% yield and 1.13 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $137,865 by year five, and $4,596/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $166,151.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.5% |
| Monthly Cash Flow | $(343) | $300 |
City averages based on Pierce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,527 |
| Total Monthly Debt Service | $2,672 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83546, Pierce, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 352 (100%) |
| Owner Occupied HU | 198 (56.2%) |
| Renter Occupied HU | 38 (10.8%) |
| Vacant Housing Units | 116 (33.0%) |
| Median Home Value | $174,265 |
| Average Home Value | $224,533 |
Housing Distribution
Address Breakdown
Residential
120
Single Family
119
Multi-Family
1
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83546, Pierce, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 352 (100%) |
| Owner Occupied HU | 198 (56.2%) |
| Renter Occupied HU | 38 (10.8%) |
| Vacant Housing Units | 116 (33.0%) |
| Median Home Value | $174,265 |
| Average Home Value | $224,533 |
Housing Distribution
Address Breakdown
Residential
120
Single Family
119
Multi-Family
1
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices