11 Smoke Rise CirSwanseaMA02777
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Swansea rental at 11 Smoke Rise Cir, Swansea, MA, 02777 sits in the solid-income band: 9.16% gross yield, $6,145/mo rent, $1,071/mo net after the $3,620/mo debt service, DSCR 1.70. Entry price of $805,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $222,407 and $7,414/yr in principal reduction bring total cumulative return to $374,597.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.1% |
| Monthly Cash Flow | $1,071 | $350 |
City averages based on Swansea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,145 |
| Total Monthly Debt Service | $4,753 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02777, Swansea, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,033 (100%) |
| Owner Occupied HU | 5,771 (82.1%) |
| Renter Occupied HU | 1,057 (15.0%) |
| Vacant Housing Units | 205 ( 2.9%) |
| Median Home Value | $541,860 |
| Average Home Value | $545,753 |
Housing Distribution
Address Breakdown
Residential
6,748
Single Family
6,559
Multi-Family
189
Businesses
548
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02777, Swansea, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,033 (100%) |
| Owner Occupied HU | 5,771 (82.1%) |
| Renter Occupied HU | 1,057 (15.0%) |
| Vacant Housing Units | 205 ( 2.9%) |
| Median Home Value | $541,860 |
| Average Home Value | $545,753 |
Housing Distribution
Address Breakdown
Residential
6,748
Single Family
6,559
Multi-Family
189
Businesses
548
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A