11 King LnSchuylkill HavenPA17972
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 11 King Ln, Schuylkill Haven, PA, 17972 in Schuylkill Haven is the 1.78 coverage ratio: rent of $881/mo versus a $494/mo debt payment on a $109,900 property. Rental yield 9.62%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $30,363 by year five, with $1,012/yr in equity from paydown. Total projected cumulative return: $34,228.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $(139) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $881 |
| Total Monthly Debt Service | $976 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
2,613 sqft lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17972, Schuylkill Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,100 (100%) |
| Owner Occupied HU | 3,504 (68.7%) |
| Renter Occupied HU | 1,140 (22.4%) |
| Vacant Housing Units | 456 ( 8.9%) |
| Median Home Value | $218,349 |
| Average Home Value | $258,867 |
Housing Distribution
Address Breakdown
Residential
5,168
Single Family
4,799
Multi-Family
369
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
2,613 sqft lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17972, Schuylkill Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,100 (100%) |
| Owner Occupied HU | 3,504 (68.7%) |
| Renter Occupied HU | 1,140 (22.4%) |
| Vacant Housing Units | 456 ( 8.9%) |
| Median Home Value | $218,349 |
| Average Home Value | $258,867 |
Housing Distribution
Address Breakdown
Residential
5,168
Single Family
4,799
Multi-Family
369
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brook Koch-Guers • RE/MAX Five Star Realty
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PASK2021754
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