11 Huckleberry HeightsCazaderoCA95421
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $385,000, 11 Huckleberry Heights, Cazadero, CA, 95421 in Cazadero generates $2,454/mo in rent (7.65% yield) but nets only $72/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.42) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $106,368. Total projected return: $150,664.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $72 | $300 |
City averages based on Cazadero market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,454 |
| Total Monthly Debt Service | $2,229 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
4.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95421, Cazadero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,135 (100%) |
| Owner Occupied HU | 525 (46.3%) |
| Renter Occupied HU | 181 (15.9%) |
| Vacant Housing Units | 429 (37.8%) |
| Median Home Value | $895,677 |
| Average Home Value | $975,676 |
Housing Distribution
Address Breakdown
Residential
488
Single Family
485
Multi-Family
3
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
4.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95421, Cazadero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,135 (100%) |
| Owner Occupied HU | 525 (46.3%) |
| Renter Occupied HU | 181 (15.9%) |
| Vacant Housing Units | 429 (37.8%) |
| Median Home Value | $895,677 |
| Average Home Value | $975,676 |
Housing Distribution
Address Breakdown
Residential
488
Single Family
485
Multi-Family
3
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cary L Bertolone • Bertolone Realty
Mls Name: BAREIS
Mls ID: #325086615