11 Celia DrRochesterNY14623
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow11 Celia Dr, Rochester, NY, 14623 in Rochester is a top-tier cash-flow asset. At $239,000 it produces $2,593/mo in rent and $997/mo in net monthly income, a 13.02% gross rental yield. The DSCR of 2.41 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,964. Five-year appreciation adds $66,031, driving a total cumulative return of $155,293.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.2% |
| Monthly Cash Flow | $997 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,593 |
| Total Monthly Debt Service | $1,501 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14623, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,585 (100%) |
| Owner Occupied HU | 4,888 (46.2%) |
| Renter Occupied HU | 4,860 (45.9%) |
| Vacant Housing Units | 837 ( 7.9%) |
| Median Home Value | $194,083 |
| Average Home Value | $232,219 |
Housing Distribution
Address Breakdown
Residential
9,772
Single Family
6,246
Multi-Family
3,526
Businesses
1,651
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14623, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,585 (100%) |
| Owner Occupied HU | 4,888 (46.2%) |
| Renter Occupied HU | 4,860 (45.9%) |
| Vacant Housing Units | 837 ( 7.9%) |
| Median Home Value | $194,083 |
| Average Home Value | $232,219 |
Housing Distribution
Address Breakdown
Residential
9,772
Single Family
6,246
Multi-Family
3,526
Businesses
1,651
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices