11 Amherst TerraceNashuaNH03064
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Nashua rental at 11 Amherst Terrace, Nashua, NH, 03064 sits in the solid-income band: 8.68% gross yield, $3,257/mo rent, $241/mo net after the $2,023/mo debt service, DSCR 1.61. Entry price of $450,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $124,327 and $4,145/yr in principal reduction bring total cumulative return to $187,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.8% |
| Monthly Cash Flow | $241 | $285 |
City averages based on Nashua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,257 |
| Total Monthly Debt Service | $2,837 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03064, Nashua, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,696 (100%) |
| Owner Occupied HU | 3,712 (55.4%) |
| Renter Occupied HU | 2,765 (41.3%) |
| Vacant Housing Units | 219 ( 3.3%) |
| Median Home Value | $462,289 |
| Average Home Value | $514,367 |
Housing Distribution
Address Breakdown
Residential
6,287
Single Family
5,839
Multi-Family
448
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03064, Nashua, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,696 (100%) |
| Owner Occupied HU | 3,712 (55.4%) |
| Renter Occupied HU | 2,765 (41.3%) |
| Vacant Housing Units | 219 ( 3.3%) |
| Median Home Value | $462,289 |
| Average Home Value | $514,367 |
Housing Distribution
Address Breakdown
Residential
6,287
Single Family
5,839
Multi-Family
448
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Winn Gianino • Coldwell Banker Realty Nashua
Mls Name: PrimeMLS
Mls ID: #5068908