1098 Sand Pit Rd.JohnsonvilleSC29555
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1098 Sand Pit Rd, Johnsonville, SC, 29555 in Johnsonville: $1,415/mo in rent, $290/mo in net income, 8.98% gross yield, 1.66 DSCR, all at $189,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $52,217 in appreciation and $1,741/yr in principal paydown projects total cumulative return of $90,131.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $290 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,415 |
| Total Monthly Debt Service | $1,050 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29555, Johnsonville, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,680 (100%) |
| Owner Occupied HU | 1,869 (69.7%) |
| Renter Occupied HU | 529 (19.7%) |
| Vacant Housing Units | 282 (10.5%) |
| Median Home Value | $187,760 |
| Average Home Value | $221,124 |
Housing Distribution
Address Breakdown
Residential
2,212
Single Family
2,204
Multi-Family
8
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29555, Johnsonville, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,680 (100%) |
| Owner Occupied HU | 1,869 (69.7%) |
| Renter Occupied HU | 529 (19.7%) |
| Vacant Housing Units | 282 (10.5%) |
| Median Home Value | $187,760 |
| Average Home Value | $221,124 |
Housing Distribution
Address Breakdown
Residential
2,212
Single Family
2,204
Multi-Family
8
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Doug Joy • RE/MAX Executive
Mls Name: CCAR
Mls ID: #2521482