10976 Sonora Hardin Springs RdEastviewKY42732
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Eastview rental at 10976 Sonora Hardin Springs Rd, Eastview, KY, 42732 sits in the solid-income band: 10.43% gross yield, $1,147/mo rent, $344/mo net after the $594/mo debt service, DSCR 1.93. Entry price of $132,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $36,469 and $1,216/yr in principal reduction bring total cumulative return to $72,097.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 7.1% |
| Monthly Cash Flow | $344 | $1,400 |
City averages based on Eastview market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,147 |
| Total Monthly Debt Service | $751 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42732, Eastview, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 739 (75.6%) |
| Renter Occupied HU | 165 (16.9%) |
| Vacant Housing Units | 74 ( 7.6%) |
| Median Home Value | $224,440 |
| Average Home Value | $264,357 |
Housing Distribution
Address Breakdown
Residential
818
Single Family
818
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42732, Eastview, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 739 (75.6%) |
| Renter Occupied HU | 165 (16.9%) |
| Vacant Housing Units | 74 ( 7.6%) |
| Median Home Value | $224,440 |
| Average Home Value | $264,357 |
Housing Distribution
Address Breakdown
Residential
818
Single Family
818
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Landon Goff • PENNINGTON PROPERTIES
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK25000875
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.