10972 Chicory Ridge WayRoscoeIL61073
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Roscoe rentals match the income profile of 10972 Chicory Ridge Way, Roscoe, IL, 61073. Listed at $345,000, gross rent is $3,520/mo and net cash flow is $1,127/mo, a 12.24% yield well above national averages. DSCR 2.27 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $95,317 by year five with $3,177/yr in annual principal reduction, projecting $204,501 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 8.0% |
| Monthly Cash Flow | $1,127 | $200 |
City averages based on Roscoe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,520 |
| Total Monthly Debt Service | $2,256 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61073, Roscoe, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,120 (100%) |
| Owner Occupied HU | 6,539 (80.5%) |
| Renter Occupied HU | 1,250 (15.4%) |
| Vacant Housing Units | 331 ( 4.1%) |
| Median Home Value | $241,380 |
| Average Home Value | $277,513 |
Housing Distribution
Address Breakdown
Residential
7,741
Single Family
7,646
Multi-Family
95
Businesses
477
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61073, Roscoe, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,120 (100%) |
| Owner Occupied HU | 6,539 (80.5%) |
| Renter Occupied HU | 1,250 (15.4%) |
| Vacant Housing Units | 331 ( 4.1%) |
| Median Home Value | $241,380 |
| Average Home Value | $277,513 |
Housing Distribution
Address Breakdown
Residential
7,741
Single Family
7,646
Multi-Family
95
Businesses
477
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brittany Schultz-Bye • Dickerson & Nieman
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202502875
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.