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Get DSCR Rental Loan Rate Quote
$515,000
4 bds•2 ba•2020sqft

109651 S 4720th Rd,Muldrow,OK,74948

4.61%
Gross Yield
10.77%
ROI
$1,978/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Appreciation Play

Not all U.S. investment properties are valued for current income. 109651 S 4720th Rd, Muldrow, OK, 74948 in Muldrow at $515,000, 4.61% gross yield, is a market-growth asset. Rental yield 4.61%. The $1,978/mo rent partially funds the $2,441/mo debt service; the core return is the 5%/yr price growth projected to add $142,285 over five years. Ziffy Mortgage's DSCR mortgage (0.81) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $101,707.

This PropertyNational Avg
Gross Rental Yield4.6%6.2%
Monthly Cash Flow$(1,311)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

0.62× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,978
Total Monthly Debt Service$3,210
DSCR Ratio0.62x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 2012

25 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74948, Muldrow, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)5,334 (100%)
Owner Occupied HU3,619 (67.8%)
Renter Occupied HU1,130 (21.2%)
Vacant Housing Units585 (11.0%)
Median Home Value$138,315
Average Home Value$183,075

Housing Distribution

Address Breakdown

Residential

4,426

Single Family

4,426

Multi-Family

0

Businesses

179

Loan officer
Loan officer
Loan officer
Powered by
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NMLS #2625701
Get Pre-Approved

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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

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$ 275,000
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$1,681 / mo
  • 3 Bed
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  • 1759 sft
419 Rhynes Way, Van Buren, AR, 72956
719 N Cherry St
Recently listed
$ 195,000
ROI
27.8%
Rent
$1,681 / mo
  • 4 Bed
  • 2 Bath
  • 1951 sft
719 N Cherry St, Spiro, OK, 74959
6431 Summer Shade Dr
Recently listed
$ 479,900
ROI
10.8%
Rent
$1,681 / mo
  • 4 Bed
  • 2 Bath
  • 2400 sft
6431 Summer Shade Dr, Van Buren, AR, 72956
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Recently listed
$ 479,900
ROI
9.4%
Rent
$1,681 / mo
  • 3 Bed
  • 2 Bath
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106553 S 4727th Rd, Muldrow, OK, 74948
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Loan officer
Loan officer
Loan officer
Powered by
Ziffy Mortgage
NMLS #2625701
Get Pre-Approved

Listed by: Lana Tate • O'Neal Real Estate 

Mls Name: Western River Valley BOR

Mls ID: #1084736

Oklahoma•Muldrow•109651 S 4720th Rd
AI
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Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
Home Type: Single Family
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Property image 1

Single Family

Built in 2012

25 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74948, Muldrow, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)5,334 (100%)
Owner Occupied HU3,619 (67.8%)
Renter Occupied HU1,130 (21.2%)
Vacant Housing Units585 (11.0%)
Median Home Value$138,315
Average Home Value$183,075

Housing Distribution

Address Breakdown

Residential

4,426

Single Family

4,426

Multi-Family

0

Businesses

179