1095 Little Fork RdVirgieKY41572
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 1095 Little Fork Rd, Virgie, KY, 41572 in Virgie is a conservative rental investment at $139,000. Rental yield 7%. A 1.30 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $38,403; $1,280/yr in principal paydown supplements. Total projected return: $50,432.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 7.0% |
| Monthly Cash Flow | $(35) | $350 |
City averages based on Virgie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $811 |
| Total Monthly Debt Service | $791 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41572, Virgie, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,654 (100%) |
| Owner Occupied HU | 1,198 (72.4%) |
| Renter Occupied HU | 209 (12.6%) |
| Vacant Housing Units | 247 (14.9%) |
| Median Home Value | $123,958 |
| Average Home Value | $141,227 |
Housing Distribution
Address Breakdown
Residential
1,397
Single Family
1,396
Multi-Family
1
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41572, Virgie, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,654 (100%) |
| Owner Occupied HU | 1,198 (72.4%) |
| Renter Occupied HU | 209 (12.6%) |
| Vacant Housing Units | 247 (14.9%) |
| Median Home Value | $123,958 |
| Average Home Value | $141,227 |
Housing Distribution
Address Breakdown
Residential
1,397
Single Family
1,396
Multi-Family
1
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices