10949 SE 130th PlOcklawahaFL32179
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 10949 SE 130th Pl, Ocklawaha, FL, 32179 in Ocklawaha. Priced at $143,000, it generates $2,053/mo in gross rent and $1,104/mo in net monthly cash flow, a 17.23% yield that comfortably supports the 3.19 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,251. Five-year appreciation: $39,508. Equity from principal paydown: $1,317/yr. Total projected cumulative return: $125,545.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.2% |
| Monthly Cash Flow | $1,104 | $150 |
City averages based on Ocklawaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,053 |
| Total Monthly Debt Service | $892 |
| DSCR Ratio | 2.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32179, Ocklawaha, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,360 (100%) |
| Owner Occupied HU | 3,521 (65.7%) |
| Renter Occupied HU | 796 (14.9%) |
| Vacant Housing Units | 1,043 (19.5%) |
| Median Home Value | $172,385 |
| Average Home Value | $253,740 |
Housing Distribution
Address Breakdown
Residential
4,382
Single Family
4,381
Multi-Family
1
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32179, Ocklawaha, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,360 (100%) |
| Owner Occupied HU | 3,521 (65.7%) |
| Renter Occupied HU | 796 (14.9%) |
| Vacant Housing Units | 1,043 (19.5%) |
| Median Home Value | $172,385 |
| Average Home Value | $253,740 |
Housing Distribution
Address Breakdown
Residential
4,382
Single Family
4,381
Multi-Family
1
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices