10942 SW 189th TerDunnellonFL34432
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder10942 SW 189th Ter, Dunnellon, FL, 34432 in Dunnellon is a stable, well-positioned rental at $319,000. Rental yield 7.43%. DSCR 1.38 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $88,134 in value and $2,938/yr in principal paydown builds equity, a total projected return of $112,503.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $(142) | $350 |
City averages based on Dunnellon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,975 |
| Total Monthly Debt Service | $1,990 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34432, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,517 (100%) |
| Owner Occupied HU | 5,824 (77.5%) |
| Renter Occupied HU | 813 (10.8%) |
| Vacant Housing Units | 880 (11.7%) |
| Median Home Value | $303,788 |
| Average Home Value | $317,342 |
Housing Distribution
Address Breakdown
Residential
6,864
Single Family
6,851
Multi-Family
13
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34432, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,517 (100%) |
| Owner Occupied HU | 5,824 (77.5%) |
| Renter Occupied HU | 813 (10.8%) |
| Vacant Housing Units | 880 (11.7%) |
| Median Home Value | $303,788 |
| Average Home Value | $317,342 |
Housing Distribution
Address Breakdown
Residential
6,864
Single Family
6,851
Multi-Family
13
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Rose • Premier Sotheby's Int'l Realty
Mls Name: Realtors Association of Citrus County
Mls Provider:
Mls ID: #845193
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.