1093 N Gardner DrOrangeCA92867
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder1093 N Gardner Dr, Orange, CA, 92867 in Orange is a stable, well-positioned rental at $949,900. Rental yield 7.01%. DSCR 1.30 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $262,440 in value and $8,749/yr in principal paydown builds equity, a total projected return of $339,234.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.2% |
| Monthly Cash Flow | $(326) | $1,200 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,550 |
| Total Monthly Debt Service | $5,498 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
9,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92867, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,933 (100%) |
| Owner Occupied HU | 8,794 (63.1%) |
| Renter Occupied HU | 4,729 (33.9%) |
| Vacant Housing Units | 410 ( 2.9%) |
| Median Home Value | $1,033,509 |
| Average Home Value | $1,123,645 |
Housing Distribution
Address Breakdown
Residential
13,955
Single Family
12,620
Multi-Family
1,335
Businesses
2,317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
9,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92867, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,933 (100%) |
| Owner Occupied HU | 8,794 (63.1%) |
| Renter Occupied HU | 4,729 (33.9%) |
| Vacant Housing Units | 410 ( 2.9%) |
| Median Home Value | $1,033,509 |
| Average Home Value | $1,123,645 |
Housing Distribution
Address Breakdown
Residential
13,955
Single Family
12,620
Multi-Family
1,335
Businesses
2,317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Liz Valencia • First Team Real Estate
Mls Name: CRMLS
Mls ID: #OC26010145