1091 W Tortolita Mountain CirOro ValleyAZ85755
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Oro Valley at 1091 W Tortolita Mountain Cir, Oro Valley, AZ, 85755 projects strong ROI of 8.81%. Rental yield 3.31%. With 5% annual appreciation, the property builds $772,207 in value over five years. Equity growth combined delivers a projected five-year ROI of 59.75%, translating into $471,777 in total cumulative return on $789,588 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.5% |
| Monthly Cash Flow | $(9,106) | $1,800 |
City averages based on Oro Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,714 |
| Total Monthly Debt Service | $15,708 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.08 Acres lot
$N/A/sqft
$298 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.08 Acres lot
$N/A/sqft
$298 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Bowers • Bowers Residential Real Estate
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22510065
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