1090 Shore Road #7CataumetMA02534
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1090 Shore Road #7, Cataumet, MA, 02534 in Cataumet fits: $1,445,000, 3.03% gross yield, and a projected 5% annual appreciation rate adding $399,227 in value within five years. Rental yield 3.03%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.56) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $13,309/yr in principal paydown and $399,227 in appreciation project a total return of $197,336.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 5.1% |
| Monthly Cash Flow | $(6,568) | $900 |
City averages based on Cataumet market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,649 |
| Total Monthly Debt Service | $8,533 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2015
4.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02534, Cataumet, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 695 (100%) |
| Owner Occupied HU | 354 (50.9%) |
| Renter Occupied HU | 83 (11.9%) |
| Vacant Housing Units | 258 (37.1%) |
| Median Home Value | $881,579 |
| Average Home Value | $1,003,277 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2015
4.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02534, Cataumet, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 695 (100%) |
| Owner Occupied HU | 354 (50.9%) |
| Renter Occupied HU | 83 (11.9%) |
| Vacant Housing Units | 258 (37.1%) |
| Median Home Value | $881,579 |
| Average Home Value | $1,003,277 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric Rollo • The Agency Boston
Mls Name: CCIMLS
Mls ID: #22505826