1090 Craig Rd, Sumter, SC, 29153 | $285/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Sumter at 1090 Craig Rd, Sumter, SC, 29153 listed at $224,000 pairs $1,618/mo rent with a $1,096/mo payment to leave $285/mo cash flow. Total monthly income runs $1,618/mo, and annual cash flow reaches $3,419/yr on $74,256 cash to close. Return on cash invested measures 24.51% in year one, and rental yield registers 8.67% at a $224,000 basis. Equity gained on principal adds $1,445/yr, and annual property appreciation at 5% supports $61,887 by year five. Five-year ROI tracks 127.22% and total cumulative return in cash totals $94,471. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,618/mo property income relative to a $1,096/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1955

1.51 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29153, Sumter, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,840 (100%)
Owner Occupied HU	4,558 (66.6%)
Renter Occupied HU	1,622 (23.7%)
Vacant Housing Units	660 ( 9.6%)
Median Home Value	$184,715
Average Home Value	$212,384