109 Wesley StCamden WyomingDE19934
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Camden Wyoming rental at 109 Wesley St, Camden Wyoming, DE, 19934 sits in the solid-income band: 9.33% gross yield, $1,784/mo rent, $456/mo net after the $1,032/mo debt service, DSCR 1.73. Entry price of $229,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $63,407 and $2,114/yr in principal reduction bring total cumulative return to $115,994.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $456 | $8,500 |
City averages based on Camden Wyoming market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,784 |
| Total Monthly Debt Service | $1,237 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19934, Camden Wyoming, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,161 (100%) |
| Owner Occupied HU | 4,786 (77.7%) |
| Renter Occupied HU | 1,100 (17.9%) |
| Vacant Housing Units | 275 ( 4.5%) |
| Median Home Value | $376,125 |
| Average Home Value | $407,896 |
Housing Distribution
Address Breakdown
Residential
5,764
Single Family
5,743
Multi-Family
21
Businesses
336
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19934, Camden Wyoming, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,161 (100%) |
| Owner Occupied HU | 4,786 (77.7%) |
| Renter Occupied HU | 1,100 (17.9%) |
| Vacant Housing Units | 275 ( 4.5%) |
| Median Home Value | $376,125 |
| Average Home Value | $407,896 |
Housing Distribution
Address Breakdown
Residential
5,764
Single Family
5,743
Multi-Family
21
Businesses
336
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #DEKT2043598