109 W Sycamore StDunkertonIA50626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 109 W Sycamore St, Dunkerton, IA, 50626 in Dunkerton. At $143,500 it earns $1,174/mo in rent and distributes $242/mo to the owner after the $645/mo payment, a consistent 9.81% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $39,646 in value; $1,322/yr in principal paydown compounds ownership stake. Total projected return: $70,234.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $242 | $400 |
City averages based on Dunkerton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,174 |
| Total Monthly Debt Service | $875 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50626, Dunkerton, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 702 (100%) |
| Owner Occupied HU | 532 (75.8%) |
| Renter Occupied HU | 124 (17.7%) |
| Vacant Housing Units | 46 ( 6.6%) |
| Median Home Value | $225,625 |
| Average Home Value | $237,876 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
503
Multi-Family
34
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50626, Dunkerton, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 702 (100%) |
| Owner Occupied HU | 532 (75.8%) |
| Renter Occupied HU | 124 (17.7%) |
| Vacant Housing Units | 46 ( 6.6%) |
| Median Home Value | $225,625 |
| Average Home Value | $237,876 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
503
Multi-Family
34
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
