109 Union StreetMiddleburghNY12122
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Middleburgh at 109 Union Street, Middleburgh, NY, 12122 offers a 9.18% rental yield on a $324,500 purchase with $2,482/mo rent. Total monthly income registers $2,482/mo, and a $1,588/mo payment leaves $315/mo available for distribution. Annual cash flow reaches $3,784/yr on $107,572 to close, and return on cash invested stands at 23.43% in year one. Equity gained on principal adds $2,094/yr while 5% annual appreciation supports $89,653 over five years. Portfolio math shows five-year ROI at 122.37% and total cumulative return in cash at $131,640. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,482/mo property income against a $1,588/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1998
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12122, Middleburgh, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,465 (100%) |
| Owner Occupied HU | 1,395 (56.6%) |
| Renter Occupied HU | 388 (15.7%) |
| Vacant Housing Units | 682 (27.7%) |
| Median Home Value | $222,361 |
| Average Home Value | $265,799 |
Housing Distribution
Address Breakdown
Residential
1,607
Single Family
1,607
Multi-Family
0
Businesses
103
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Listed by: Lisa Tenneson • Four Star Realty Group, Inc.
Mls Name: HVCRMLS
Mls ID: #20252852