109 Tammy Gaines LnHuntsvilleAL35811








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Huntsville at 109 Tammy Gaines Ln, Huntsville, AL, 35811 offers $1,984/mo rent that, after a $1,317/mo payment, leaves $465/mo cash flow. Total monthly income is $1,984/mo, and annual cash flow is $5,583/yr on $89,174 cash. Return on cash invested measures 26.17% in year one, and rental yield stands at 8.85% at a $269,000 entry. Equity gained on principal adds $1,736/yr while 5% annual appreciation compounds into $74,320 by year five. Five-year ROI records 135.74% and total cumulative return in cash reaches $121,043. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,984/mo property income versus a $1,317/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1986
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35811, Huntsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,612 (100%) |
| Owner Occupied HU | 9,721 (66.5%) |
| Renter Occupied HU | 2,936 (20.1%) |
| Vacant Housing Units | 1,955 (13.4%) |
| Median Home Value | $303,251 |
| Average Home Value | $349,207 |
Housing Distribution
Address Breakdown
Residential
13,305
Single Family
13,153
Multi-Family
152
Businesses
652
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Listed by: Cindy Moore • Redstone Realty Solutions-HSV
Mls Name: ValleyMLS
Mls ID: #21897796







