109 S Winter CirAvon ParkFL33825
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 109 S Winter Cir, Avon Park, FL, 33825 in Avon Park delivers $1,363/mo in gross rent and $350/mo in net monthly income at a $148,000 entry. The 11.05% yield and 2.05 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $40,890 over five years and $1,363/yr in equity from loan paydown, total projected return is $79,067.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 7.0% |
| Monthly Cash Flow | $350 | $300 |
City averages based on Avon Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,363 |
| Total Monthly Debt Service | $954 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1981
0.25 Acres lot
$N/A/sqft
$10 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33825, Avon Park, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,953 (100%) |
| Owner Occupied HU | 7,707 (59.5%) |
| Renter Occupied HU | 2,567 (19.8%) |
| Vacant Housing Units | 2,679 (20.7%) |
| Median Home Value | $207,045 |
| Average Home Value | $261,276 |
Housing Distribution
Address Breakdown
Residential
10,879
Single Family
10,748
Multi-Family
131
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1981
0.25 Acres lot
$N/A/sqft
$10 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33825, Avon Park, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,953 (100%) |
| Owner Occupied HU | 7,707 (59.5%) |
| Renter Occupied HU | 2,567 (19.8%) |
| Vacant Housing Units | 2,679 (20.7%) |
| Median Home Value | $207,045 |
| Average Home Value | $261,276 |
Housing Distribution
Address Breakdown
Residential
10,879
Single Family
10,748
Multi-Family
131
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Gay • KELLER WILLIAMS REALTY SMART 1
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #P4934576
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