109 S Main StreetLibertyNY12754






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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Liberty at 109 S Main Street, Liberty, NY, 12754 with 5% annual appreciation on a $269,000 basis while $1,800/mo rent supports operations. Total monthly income totals $1,800/mo and a $1,317/mo payment preserves $3/mo for cash returns. Annual cash flow comes to $39/yr on $89,174 deployed, and return on cash invested reaches 19.95% in year one. Equity gained on principal adds $1,736/yr, and five-year appreciation sums $74,320 alongside rental yield of 8.03%. Five-year ROI measures 103.77% and total cumulative return in cash totals $92,531.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,800/mo property income versus a $1,317/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Multi Family
Built in 1920
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12754, Liberty, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,939 (100%) |
| Owner Occupied HU | 1,393 (35.4%) |
| Renter Occupied HU | 1,559 (39.6%) |
| Vacant Housing Units | 987 (25.1%) |
| Median Home Value | $194,375 |
| Average Home Value | $269,494 |
Housing Distribution
Address Breakdown
Residential
3,082
Single Family
2,661
Multi-Family
421
Businesses
348
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