109 S Jerome StCoalgateOK74538








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Coalgate at 109 S Jerome St, Coalgate, OK, 74538 offers $1,010/mo rent that, after a $808/mo payment. Total monthly income is $1,010/mo. Return on cash invested measures 18.94% in year one, and rental yield stands at 7.35% at a $165,000 entry. Equity gained on principal adds $1,065/yr while 5% annual appreciation compounds into $45,586 by year five. Five-year ROI records 97.91% and total cumulative return in cash reaches $53,555. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,010/mo property income versus a $808/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1978
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74538, Coalgate, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,809 (100%) |
| Owner Occupied HU | 1,010 (55.8%) |
| Renter Occupied HU | 472 (26.1%) |
| Vacant Housing Units | 327 (18.1%) |
| Median Home Value | $100,250 |
| Average Home Value | $148,465 |
Housing Distribution
Address Breakdown
Residential
1,715
Single Family
1,691
Multi-Family
24
Businesses
191
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