109 Rivers Edge Ln UNIT CUpper SanduskyOH43351
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play109 Rivers Edge Ln UNIT C, Upper Sandusky, OH, 43351 in Upper Sandusky is priced for appreciation, not yield. Rental yield 2.39%. At $329,900 with a 2.39% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $91,145 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.44) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $28,399.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 6.2% |
| Monthly Cash Flow | $(1,512) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $658 |
| Total Monthly Debt Service | $2,039 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43351, Upper Sandusky, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,563 (100%) |
| Owner Occupied HU | 2,951 (64.7%) |
| Renter Occupied HU | 1,271 (27.9%) |
| Vacant Housing Units | 341 ( 7.5%) |
| Median Home Value | $196,456 |
| Average Home Value | $243,905 |
Housing Distribution
Address Breakdown
Residential
4,458
Single Family
4,161
Multi-Family
297
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43351, Upper Sandusky, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,563 (100%) |
| Owner Occupied HU | 2,951 (64.7%) |
| Renter Occupied HU | 1,271 (27.9%) |
| Vacant Housing Units | 341 ( 7.5%) |
| Median Home Value | $196,456 |
| Average Home Value | $243,905 |
Housing Distribution
Address Breakdown
Residential
4,458
Single Family
4,161
Multi-Family
297
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Douglas E Walton • Walton Realty & Auction
Mls Name: NORIS
Mls ID: #6136737