109 Ray Pardue RdDusonLA70529
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 109 Ray Pardue Rd, Duson, LA, 70529 in Duson at $110,000 earns $878/mo in rent and nets $130/mo after the $495/mo payment, a 9.51% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $30,391 over five years. Ziffy Mortgage underwrites this on a 1.77 DSCR without U.S. credit history. With $1,013/yr in principal paydown, total projected return reaches $50,749.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.3% |
| Monthly Cash Flow | $130 | $450 |
City averages based on Duson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $878 |
| Total Monthly Debt Service | $698 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70529, Duson, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,650 (100%) |
| Owner Occupied HU | 3,967 (70.2%) |
| Renter Occupied HU | 1,044 (18.5%) |
| Vacant Housing Units | 639 (11.3%) |
| Median Home Value | $238,225 |
| Average Home Value | $273,742 |
Housing Distribution
Address Breakdown
Residential
4,628
Single Family
4,401
Multi-Family
227
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70529, Duson, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,650 (100%) |
| Owner Occupied HU | 3,967 (70.2%) |
| Renter Occupied HU | 1,044 (18.5%) |
| Vacant Housing Units | 639 (11.3%) |
| Median Home Value | $238,225 |
| Average Home Value | $273,742 |
Housing Distribution
Address Breakdown
Residential
4,628
Single Family
4,401
Multi-Family
227
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tammy M Cormier • Century 21 Action Realty
Mls Name: RAA
Mls Provider:
Mls ID: #2020023535
Disclaimer: The data relating to real estate for sale on this web site comes in part from the IDX Program of the REALTOR Association of Acadiana MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable, but not guaranteed accurate. Data last updated 2025-05-08 12:12:22 PDT