109 N Richhill StWaynesburgPA15370
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 109 N Richhill St, Waynesburg, PA, 15370 in Waynesburg at $165,000 earns $1,151/mo in rent and nets $70/mo after the $742/mo payment, a 8.37% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $45,586 over five years. Ziffy Mortgage underwrites this on a 1.55 DSCR without U.S. credit history. With $1,520/yr in principal paydown, total projected return reaches $67,346.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $70 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,151 |
| Total Monthly Debt Service | $1,016 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
7,318 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15370, Waynesburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,526 (100%) |
| Owner Occupied HU | 3,171 (57.4%) |
| Renter Occupied HU | 1,638 (29.6%) |
| Vacant Housing Units | 717 (13.0%) |
| Median Home Value | $219,401 |
| Average Home Value | $257,876 |
Housing Distribution
Address Breakdown
Residential
4,936
Single Family
4,793
Multi-Family
143
Businesses
561
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
7,318 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15370, Waynesburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,526 (100%) |
| Owner Occupied HU | 3,171 (57.4%) |
| Renter Occupied HU | 1,638 (29.6%) |
| Vacant Housing Units | 717 (13.0%) |
| Median Home Value | $219,401 |
| Average Home Value | $257,876 |
Housing Distribution
Address Breakdown
Residential
4,936
Single Family
4,793
Multi-Family
143
Businesses
561
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Demers • SELL YOUR HOME SERVICES
Mls Name: WPMLS
Mls Provider:
Mls ID: #1693459
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.