109 N 7th StGurdonAR71743
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 109 N 7th St, Gurdon, AR, 71743 in Gurdon: $991/mo in rent, $300/mo in net income, 10.34% gross yield, 1.92 DSCR, all at $115,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $31,772 in appreciation and $1,059/yr in principal paydown projects total cumulative return of $62,843.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 8.0% |
| Monthly Cash Flow | $300 | $450 |
City averages based on Gurdon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $991 |
| Total Monthly Debt Service | $646 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71743, Gurdon, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,840 (100%) |
| Owner Occupied HU | 1,026 (55.8%) |
| Renter Occupied HU | 395 (21.5%) |
| Vacant Housing Units | 419 (22.8%) |
| Median Home Value | $167,602 |
| Average Home Value | $191,036 |
Housing Distribution
Address Breakdown
Residential
1,570
Single Family
1,562
Multi-Family
8
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71743, Gurdon, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,840 (100%) |
| Owner Occupied HU | 1,026 (55.8%) |
| Renter Occupied HU | 395 (21.5%) |
| Vacant Housing Units | 419 (22.8%) |
| Median Home Value | $167,602 |
| Average Home Value | $191,036 |
Housing Distribution
Address Breakdown
Residential
1,570
Single Family
1,562
Multi-Family
8
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices