109 Museum Blvd #1UpsalaMN56384
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 109 Museum Blvd #1, Upsala, MN, 56384 in Upsala. Rental yield 3.58%. At $560,000 with 3.58% gross yield, current distributions are modest, but the 5% appreciation rate projects $154,718 in new equity by year five, complemented by $5,158/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.66) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $95,053.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.2% |
| Monthly Cash Flow | $(1,825) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,672 |
| Total Monthly Debt Service | $3,274 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1988
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56384, Upsala, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 117 (100%) |
| Owner Occupied HU | 102 (87.2%) |
| Renter Occupied HU | 10 ( 8.5%) |
| Vacant Housing Units | 5 ( 4.3%) |
| Median Home Value | $309,091 |
| Average Home Value | $348,260 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
29
Multi-Family
16
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1988
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56384, Upsala, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 117 (100%) |
| Owner Occupied HU | 102 (87.2%) |
| Renter Occupied HU | 10 ( 8.5%) |
| Vacant Housing Units | 5 ( 4.3%) |
| Median Home Value | $309,091 |
| Average Home Value | $348,260 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
29
Multi-Family
16
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices