109 Metcalf RdChestertownMD21620
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Chestertown at 109 Metcalf Rd, Chestertown, MD, 21620 priced at $264,900 converts $2,274/mo rent into $626/mo cash flow after a $1,297/mo obligation. Total monthly income equals $2,274/mo, and annual cash flow totals $7,512/yr on $87,814 invested. Return on cash invested prints 28.46% in year one, and rental yield reads 10.3% against a $264,900 entry. Equity gained on principal adds $1,709/yr, while 5% annual appreciation compiles into $73,187 by year five. Five-year ROI reaches 148.74% and total cumulative return in cash sums $130,616. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,274/mo property income covering a $1,297/mo payment, not borrower’s personal income.
Townhouse
Built in 2025
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21620, Chestertown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,256 (100%) |
| Owner Occupied HU | 3,591 (57.4%) |
| Renter Occupied HU | 1,696 (27.1%) |
| Vacant Housing Units | 969 (15.5%) |
| Median Home Value | $373,354 |
| Average Home Value | $477,344 |
Housing Distribution
Address Breakdown
Residential
5,889
Single Family
5,427
Multi-Family
462
Businesses
634
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Listed by: Mr. David J Moore • Real Broker, LLC
Mls Name: Bright MLS
Mls ID: #MDKE2005968