109 Margo LnLongwoodFL32750
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 109 Margo Ln, Longwood, FL, 32750 in Longwood at $360,000 earns $2,482/mo in rent and nets $93/mo after the $1,619/mo payment, a 8.27% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $99,461 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $3,316/yr in principal paydown, total projected return reaches $143,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $93 | $1,200 |
City averages based on Longwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,482 |
| Total Monthly Debt Service | $2,246 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
10,172 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32750, Longwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,803 (100%) |
| Owner Occupied HU | 7,368 (68.2%) |
| Renter Occupied HU | 3,026 (28.0%) |
| Vacant Housing Units | 409 ( 3.8%) |
| Median Home Value | $435,828 |
| Average Home Value | $477,730 |
Housing Distribution
Address Breakdown
Residential
10,901
Single Family
10,022
Multi-Family
879
Businesses
2,150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
10,172 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32750, Longwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,803 (100%) |
| Owner Occupied HU | 7,368 (68.2%) |
| Renter Occupied HU | 3,026 (28.0%) |
| Vacant Housing Units | 409 ( 3.8%) |
| Median Home Value | $435,828 |
| Average Home Value | $477,730 |
Housing Distribution
Address Breakdown
Residential
10,901
Single Family
10,022
Multi-Family
879
Businesses
2,150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices