109 Main StCongervilleIL61729








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Congerville at 109 Main St, Congerville, IL, 61729 with 5% annual appreciation on a $100,000 basis while $1,514/mo rent supports operations. Total monthly income totals $1,514/mo and a $489/mo payment preserves $821/mo for cash returns. Annual cash flow comes to $9,850/yr on $33,150 deployed, and return on cash invested reaches 49.62% in year one. Equity gained on principal adds $645/yr, and five-year appreciation sums $27,628 alongside rental yield of 18.17%. Five-year ROI measures 263.18% and total cumulative return in cash totals $87,244.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,514/mo property income versus a $489/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1932
7,738 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61729, Congerville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 403 (100%) |
| Owner Occupied HU | 333 (82.6%) |
| Renter Occupied HU | 43 (10.7%) |
| Vacant Housing Units | 27 ( 6.7%) |
| Median Home Value | $284,804 |
| Average Home Value | $308,116 |
Housing Distribution
Address Breakdown
Residential
365
Single Family
365
Multi-Family
0
Businesses
26
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Listed by: Rhonda R McGath • eXp Realty
Mls Name: RMLS Alliance
Mls ID: #PA1262599








