109 Larkspur LnAmblerPA19002
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 109 Larkspur Ln, Ambler, PA, 19002 in Ambler at $450,000 earns $3,134/mo in rent and nets $67/mo after the $2,023/mo payment, a 8.36% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $124,327 over five years. Ziffy Mortgage underwrites this on a 1.55 DSCR without U.S. credit history. With $4,145/yr in principal paydown, total projected return reaches $183,300.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $67 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,134 |
| Total Monthly Debt Service | $2,770 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1993
3,399 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19002, Ambler, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,685 (100%) |
| Owner Occupied HU | 10,034 (73.3%) |
| Renter Occupied HU | 3,104 (22.7%) |
| Vacant Housing Units | 547 ( 4.0%) |
| Median Home Value | $644,812 |
| Average Home Value | $690,208 |
Housing Distribution
Address Breakdown
Residential
13,123
Single Family
11,677
Multi-Family
1,446
Businesses
882
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1993
3,399 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19002, Ambler, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,685 (100%) |
| Owner Occupied HU | 10,034 (73.3%) |
| Renter Occupied HU | 3,104 (22.7%) |
| Vacant Housing Units | 547 ( 4.0%) |
| Median Home Value | $644,812 |
| Average Home Value | $690,208 |
Housing Distribution
Address Breakdown
Residential
13,123
Single Family
11,677
Multi-Family
1,446
Businesses
882
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Liz Simpson • Compass RE
Mls Name: Bright MLS
Mls ID: #PAMC2167356