109 Hill StreetVictory MillsNY12884








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Victory Mills at 109 Hill Street, Victory Mills, NY, 12884 offers a 11.37% rental yield on a $289,000 purchase with $2,738/mo rent. Total monthly income registers $2,738/mo, and a $1,415/mo payment leaves $808/mo available for distribution. Annual cash flow reaches $9,691/yr on $95,804 to close, and return on cash invested stands at 30.02% in year one. Equity gained on principal adds $1,865/yr while 5% annual appreciation supports $79,845 over five years. Portfolio math shows five-year ROI at 157.75% and total cumulative return in cash at $151,130. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,738/mo property income against a $1,415/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1997
1.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12884, Victory Mills, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 81 (100%) |
| Owner Occupied HU | 54 (66.7%) |
| Renter Occupied HU | 27 (33.3%) |
| Vacant Housing Units | 0 |
| Median Home Value | $316,667 |
| Average Home Value | $349,815 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
4
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Listed by: Michael R Garvin • eXp Realty
Mls Name: Global MLS
Mls ID: #202526265








