109 Gile StHaverhillMA01830








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Haverhill at 109 Gile St, Haverhill, MA, 01830 with 5% annual appreciation on a $545,900 basis while $3,630/mo rent supports operations. Total monthly income totals $3,630/mo and a $2,672/mo payment preserves $189/mo for cash returns. Annual cash flow comes to $2,270/yr on $179,601 deployed, and return on cash invested reaches 21.32% in year one. Equity gained on principal adds $3,523/yr, and five-year appreciation sums $150,822 alongside rental yield of 7.98%. Five-year ROI measures 110.58% and total cumulative return in cash totals $198,594.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,630/mo property income versus a $2,672/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1955
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01830, Haverhill, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,848 (100%) |
| Owner Occupied HU | 6,226 (52.5%) |
| Renter Occupied HU | 5,023 (42.4%) |
| Vacant Housing Units | 599 ( 5.1%) |
| Median Home Value | $519,644 |
| Average Home Value | $590,817 |
Housing Distribution
Address Breakdown
Residential
10,929
Single Family
8,499
Multi-Family
2,430
Businesses
669
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Listed by: Linda Gillard McCamic • Realty One Group Nest
Mls Name: MLS PIN
Mls ID: #73428779








