109 Emmitsburg RdThurmontMD21788








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Thurmont at 109 Emmitsburg Rd, Thurmont, MD, 21788 uses $124,313 cash to close to unlock $6,301/yr annual cash flow and $525/mo monthly cash flow. Total monthly income runs $2,857/mo, and a $1,835/mo payment keeps the spread at $525/mo. Purchase price stands at $375,000, and rental yield measures 9.14% with $2,857/mo rent. Return on cash invested shows 24.98% in year one, and 5% annual appreciation builds toward $103,606 over five years. Five-year ROI reaches 130.09% and total cumulative return in cash records $161,715. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,857/mo property income covering a $1,835/mo payment rather than investor’s personal income.
Single Family
Built in 1996
8,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21788, Thurmont, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,831 (100%) |
| Owner Occupied HU | 3,732 (77.3%) |
| Renter Occupied HU | 884 (18.3%) |
| Vacant Housing Units | 215 ( 4.5%) |
| Median Home Value | $439,496 |
| Average Home Value | $533,516 |
Housing Distribution
Address Breakdown
Residential
4,667
Single Family
4,570
Multi-Family
97
Businesses
262
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