109 E Dubois AveDu BoisPA15801
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 109 E Dubois Ave, Du Bois, PA, 15801 in Du Bois speaks for itself: 11.82% gross on a $173,000 price, generating $1,704/mo in rent and $570/mo in net income after the $778/mo debt service. DSCR 2.19, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,844 stacks alongside $47,797 in projected five-year appreciation and $1,593/yr in principal reduction. Projected total cumulative return: $102,613.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $570 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,704 |
| Total Monthly Debt Service | $1,065 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
9,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15801, Du Bois, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,321 (100%) |
| Owner Occupied HU | 6,248 (60.5%) |
| Renter Occupied HU | 2,253 (21.8%) |
| Vacant Housing Units | 1,820 (17.6%) |
| Median Home Value | $226,157 |
| Average Home Value | $259,198 |
Housing Distribution
Address Breakdown
Residential
8,737
Single Family
6,302
Multi-Family
2,435
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
9,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15801, Du Bois, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,321 (100%) |
| Owner Occupied HU | 6,248 (60.5%) |
| Renter Occupied HU | 2,253 (21.8%) |
| Vacant Housing Units | 1,820 (17.6%) |
| Median Home Value | $226,157 |
| Average Home Value | $259,198 |
Housing Distribution
Address Breakdown
Residential
8,737
Single Family
6,302
Multi-Family
2,435
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A