109 E Commercial StIdaho CityID83631
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Idaho City at 109 E Commercial St, Idaho City, ID, 83631 with 5% annual appreciation on a $350,000 basis while $2,297/mo rent supports operations. Total monthly income totals $2,297/mo and a $1,713/mo payment preserves $284/mo for cash returns. Annual cash flow comes to $3,403/yr on $116,025 deployed, and return on cash invested reaches 22.84% in year one. Equity gained on principal adds $2,258/yr, and five-year appreciation sums $96,699 alongside rental yield of 7.88%. Five-year ROI measures 118.01% and total cumulative return in cash totals $136,922.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,297/mo property income versus a $1,713/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1940
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83631, Idaho City, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 834 (100%) |
| Owner Occupied HU | 452 (54.2%) |
| Renter Occupied HU | 92 (11.0%) |
| Vacant Housing Units | 290 (34.8%) |
| Median Home Value | $506,881 |
| Average Home Value | $550,597 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
68
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Listed by: Kory Mccain • LPT Realty
Mls Name: IMLS
Mls ID: #98969432