109 E 12th StLaurelMT59044








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,661/mo, and a $1,708/mo payment. Purchase price stands at $349,000, and rental yield measures 5.71% with $1,661/mo rent. Return on cash invested shows 15.98% in year one, and 5% annual appreciation builds toward $96,422 over five years. Five-year ROI reaches 81.35% and total cumulative return in cash records $94,116. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,661/mo property income covering a $1,708/mo payment rather than investor’s personal income.
Single Family
Built in 1954
2.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59044, Laurel, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,233 (100%) |
| Owner Occupied HU | 3,765 (71.9%) |
| Renter Occupied HU | 1,240 (23.7%) |
| Vacant Housing Units | 228 ( 4.4%) |
| Median Home Value | $382,330 |
| Average Home Value | $452,008 |
Housing Distribution
Address Breakdown
Residential
4,910
Single Family
4,858
Multi-Family
52
Businesses
401
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