109 DeerglenUniversal CityTX78148
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 109 Deerglen, Universal City, TX, 78148 in Universal City worth modelling. At $259,900 with a 9.02% gross yield, the $1,954/mo rent leaves $105/mo after the $1,169/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.67 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $71,806 by year five; $2,394/yr in principal reduction adds further equity. Total projected return: $106,368.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $105 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,954 |
| Total Monthly Debt Service | $1,745 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
6,011 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78148, Universal City, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,105 (100%) |
| Owner Occupied HU | 4,810 (52.8%) |
| Renter Occupied HU | 3,729 (41.0%) |
| Vacant Housing Units | 566 ( 6.2%) |
| Median Home Value | $300,000 |
| Average Home Value | $324,744 |
Housing Distribution
Address Breakdown
Residential
9,074
Single Family
6,759
Multi-Family
2,315
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
6,011 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78148, Universal City, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,105 (100%) |
| Owner Occupied HU | 4,810 (52.8%) |
| Renter Occupied HU | 3,729 (41.0%) |
| Vacant Housing Units | 566 ( 6.2%) |
| Median Home Value | $300,000 |
| Average Home Value | $324,744 |
Housing Distribution
Address Breakdown
Residential
9,074
Single Family
6,759
Multi-Family
2,315
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eligh Gallardo • Real Broker, LLC
Mls Name: LERA MLS
Mls ID: #1928081