109 Colony WayAliso ViejoCA92656
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 109 Colony Way, Aliso Viejo, CA, 92656 in Aliso Viejo at $1,148,000 earns $7,490/mo in rent and nets $179/mo after the $5,162/mo payment, a 7.83% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $317,171 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $10,573/yr in principal paydown, total projected return reaches $447,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.8% |
| Monthly Cash Flow | $179 | $250 |
City averages based on Aliso Viejo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,490 |
| Total Monthly Debt Service | $6,855 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1995
2,482 sqft lot
$N/A/sqft
$210 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92656, Aliso Viejo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,230 (100%) |
| Owner Occupied HU | 11,193 (52.7%) |
| Renter Occupied HU | 9,354 (44.1%) |
| Vacant Housing Units | 683 ( 3.2%) |
| Median Home Value | $946,732 |
| Average Home Value | $1,050,573 |
Housing Distribution
Address Breakdown
Residential
20,666
Single Family
14,482
Multi-Family
6,184
Businesses
720
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1995
2,482 sqft lot
$N/A/sqft
$210 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92656, Aliso Viejo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,230 (100%) |
| Owner Occupied HU | 11,193 (52.7%) |
| Renter Occupied HU | 9,354 (44.1%) |
| Vacant Housing Units | 683 ( 3.2%) |
| Median Home Value | $946,732 |
| Average Home Value | $1,050,573 |
Housing Distribution
Address Breakdown
Residential
20,666
Single Family
14,482
Multi-Family
6,184
Businesses
720
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices