109 Bay RdHadleyMA01035








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Hadley at 109 Bay Rd, Hadley, MA, 01035 offers $3,808/mo rent that, after a $2,442/mo payment, leaves $663/mo cash flow. Total monthly income is $3,808/mo, and annual cash flow is $7,959/yr on $165,419 cash. Return on cash invested measures 24.72% in year one, and rental yield stands at 9.16% at a $499,000 entry. Equity gained on principal adds $3,220/yr while 5% annual appreciation compounds into $137,865 by year five. Five-year ROI records 128.8% and total cumulative return in cash reaches $213,066. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,808/mo property income versus a $2,442/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1950
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01035, Hadley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,569 (65.5%) |
| Renter Occupied HU | 703 (29.3%) |
| Vacant Housing Units | 125 ( 5.2%) |
| Median Home Value | $542,370 |
| Average Home Value | $566,437 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,024
Multi-Family
184
Businesses
464
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Listed by: Jeremy Ober • The Murphys REALTORS, Inc.
Mls Name: MLS PIN
Mls ID: #73423263








