109 2nd St, Tuscumbia, AL, 35674 | 4.33% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Tuscumbia at 109 2nd St, Tuscumbia, AL, 35674 earns from $1,800/mo rent with a $2,442/mo payment. Total monthly income totals $1,800/mo. ROI tracks 12.54% on current figures, and rental yield reads 4.33% at a $499,000 purchase. Equity gained on principal adds $3,220/yr, and 5% annual appreciation supports $137,865 over five years. Five-year ROI reaches 62.59% and total cumulative return in cash sums $103,542. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,800/mo property income instead of your personal income.

Single Family

Built in 2025

4,356 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35674, Tuscumbia, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,386 (100%)
Owner Occupied HU	6,007 (64.0%)
Renter Occupied HU	2,499 (26.6%)
Vacant Housing Units	880 ( 9.4%)
Median Home Value	$191,175
Average Home Value	$232,006